Q&A-Medicare Makes It Easier To Compare Doctors-Parts;A B C&D

Introduction-- 

Take this quiz to learn what’s covered and what isn’t under the health insurance program. A streamlined Medicare online tool will make it easier for consumers to compare and choose their providers, including hospitals, doctors, nursing homes and other facilities. Medicare is consolidating eight separate interactive websites that allow consumers to find providers based on geography, cost, professional experience, government ratings and other factors. Up to now, individual tools have covered doctors, hospitals, nursing homes, home health services, hospice care, inpatient rehabilitation services, long-term care hospitals and dialysis facilities. In India Medicare policy is something different in all aspects they provide as per claimed lodge Hospital arrangement and company govt. guidelines. The four main Parts are---

Part A — Hospital Coverage--

Health Insurance Design Concept 

Medicare Part A -covers hospital care including room and board, physician services, diagnostic tests, X-rays, and lab work. You pay a monthly premium based on your age and income. If you have supplemental insurance, you may need to pay a deductible before your Part A begins paying.1. Hospital Care.

Medicare Expands Telehealth Services in Response to Coronavirus--

Part B — Doctor and outpatient services--

Medicare Part B- pays for doctor visits, outpatient care, physical therapy, speech therapy, and durable medical equipment. You pay a monthly fee based on your age and your income. If you have additional insurance, you may need a deductible before your Part B starts paying. Hospital care includes things like emergency room services, outpatient care, and surgery. If you need to go to the hospital, you may qualify for free or low-cost care depending on your income level.  

Doctor Visits--

Medical professionals VISIT

Three types of doctor visits are covered under Medicare Part B: -primary care physicians, specialist physicians, and dentists. Primary care physicians are those who take care of your general well-being and preventative care. Examples of these include family medicine, internal medicine, paediatrics, and obstetrics & gynaecology. Specialist physicians- treat illnesses and injuries that require advanced training, while dentists tend only to provide dental treatment. These specialists include orthopaedics, ophthalmology, dermatology, and urology. Medicare Part B pays for doctor visits, outpatient care, physical therapy, speech therapy, and durable medical equipment. You pay a monthly fee based on your age and your income. 

Part C —Medicare Advantage--

Medicare Part C- is a program that provides supplemental insurance coverage to people who have Medicare Parts A and B. Part C plans cover additional services not covered under Parts A and B, including prescription drugs, dental care, vision care, hearing aids, long and term long-term care, and medical equipment. Medicare Advantage plans are private health insurance plans offered by private companies instead of Medicare. These plans are often called Medicare+Choice (M+C) plans. M+C plans offer many of the same benefits as traditional Medicare, plus some extra benefits. Supplemental plans are policies that provide additional benefits beyond what Medicare covers. Supplemental plans may pay doctors' bills directly, or they may reimburse you if you go out of network.

Part D — Prescription drugs--

Medicare Part D-Prescription drug costs vary based on your plan type and where you get them filled. However, some generic medications are always free or at least much cheaper than brand-name alternatives. Medicare Part D helps cover prescription drugs. You pay a monthly cost based on your income and whether you have supplemental insurance. There is a deductible and a copayment.

Medicare Part E- covers long-term care services such as nursing homes and home health agencies. You pay a monthly charge based on your income. There is no deductible.

MULTIPLE Q&A--

1- -Which of these services does Medicare cover?

A)Hospitalization
B) Doctor visits
C)Prescription drugs
D)All of the above
ANSWER= (D) Types options
Explain-.Medicare pays for a portion of all of these medical needs, although there are premiums, deductibles and copays for some of these services.

 2-- What long-term care services do Medicare NOT pay for?

A)Hospice
B)Residential nursing home care
C)Rehabilitation facility
D)All of the above
ANSWER= (B) Types options
Explain-.Medicare pays for hospice care for terminally ill patients and also covers rehab at a skilled nursing facility after such episodes as a stroke or a fall that required hospitalization. The program doesn’t cover nursing home care that is just custodial.
3-- Will Medicare pay for my face-lift or tummy tuck?
A)YES
B)NO
C)TRUE
D)All of the above
ANSWER= (B) Types options
Explain-.Medicare does not cover any elective cosmetic surgery.


 4-- Which of these vision services does Original Medicare NOT cover?

A)Treatment of age-related macular degeneration
B)Annual eye exam for people with diabetes
C)Eyeglasses and contact lenses
D)All of the above
ANSWER= (C) Types options
Explain-Original Medicare does not cover routine vision exams or eyeglasses and contact lenses. Some Medicare Advantage plans, which are private insurance plans that are an alternative to Original Medicare, do provide some coverage for these needs.




 Disability insurance illustration concept




5--Which Medicare option sometimes pays for some dental care?

A)Original Medicare
B)Medicare Advantage
C)true
D)All of the above
ANSWER= (B) Types options
Explain-Some Medicare Advantage plans pay for some dental services.


 6-- Which of these services does Medicare cover? Which Medicare option sometimes pays for some dental care?

A)Care outside the United States
B)Routine podiatry visit
C)Cardiac stress test
D)Hearing aid
ANSWER= (C) Types options
Explain-Medicare covers cardiac stress tests but does not cover the other items listed. However, some Medigap policies cover limited services if you are travelling outside the United States and some travel insurance policies also cover some health care. Some Medicare Advantage plans cover some hearing-related needs.


 7-- Will Medicare pay for the COVID-19 vaccines?

A)YES
B)No
C)true
D)All
ANSWER= (A) Types options
Explain-Medicare covers the cost of all the vaccines that are authorized by the U.S. Food and Drug Administration: the two-dose Pfizer-BioNTech and Moderna products and the one-dose Johnson & Johnson vaccine.


 8-- Which Medicare option has been approved to cover wheelchair ramps, shower grips and other home improvements?

A)Medicare Advantage
B)Original Medicare
C)true
D)All
ANSWER= (A) Types options
Explain-Federal officials have approved a number of new benefits that Medicare Advantage plans can cover, including transportation to the doctor’s office and meals delivered to homes.


 9-- Who can I see during a telehealth visit where I don’t have to leave my house to get treated? 

A)Medical doctors
B)Nurse practitioners
C)Physical therapists
D)All of the above
ANSWER= (D) Types options
Explain-Since the coronavirus pandemic has resulted in many Medicare beneficiaries being unable to visit medical providers in their offices, the federal government has expanded the availability of telehealth services, including allowing the program to cover care from a wider variety of providers.
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