Cycling May Help Keep Your Mind in Gear

INTRODUCTION 

cycling’s many health benefits aren’t reserved for elite athletes.

Biking is one

of the most versatile forms of exercise, offering a workout for all fitness levels that’s gentle on your joints. You can cycle outdoors or inside on a stationary bike. Like other forms of aerobic activity, biking can strengthen your heart, lungs and muscles. Research suggests it also may benefit your brain.

One study recruited 100 people ages 50 to 83 who were not cyclists. Some cycled outdoors three times a week using either a regular bicycle or an e-bike (with an electric motor that can assist with pedaling), and others did not. The cyclers performed better on some measures of the brain’s executive function than those who didn’t cycle, researchers reported in PLoS ONE in 2019. Executive function includes mental skills such as organization, planning and flexible thinking.

Surprised that e-bikes and ordinary bikes showed similar benefits?

True, e-bikes can require less effort, but that doesn’t mean you’re cheating. In fact, on average, the e-bike riders in the study spent more time cycling during the week than their regular-bike counterparts. The e-bikes had five settings that corresponded to varying levels of electrical assistance, from “off” to “turbo,” so riders could adjust their level of exertion. The researchers theorized that this may have encouraged the e-bike riders to ride more. They also noted that both groups of riders may have benefited from being outdoors.

Biking is one of the most versatile forms of exercise, offering a workout for all fitness levels that’s gentle on your joints. You can cycle outdoors or inside on a stationary bike. Like other forms of aerobic activity, biking can strengthen your heart, lungs and muscles. Research suggests it also may benefit your brain.

One study recruited 100 people ages 50 to 83 who were not cyclists. Some cycled outdoors three times a week using either a regular bicycle or an e-bike (with an electric motor that can assist with pedaling), and others did not. The cyclers performed better on some measures of the brain’s executive function than those who didn’t cycle, researchers reported in PLoS ONE in 2019. Executive function includes mental skills such as organization, planning and flexible thinking.

Surprised that e-bikes and ordinary bikes showed similar benefits? True, e-bikes can require less effort, but that doesn’t mean you’re cheating. In fact, on average, the e-bike riders in the study spent more time cycling during the week than their regular-bike counterparts. The e-bikes had five settings that corresponded to varying levels of electrical assistance, from “off” to “turbo,” so riders could adjust their level of exertion. The researchers theorized that this may have encouraged the e-bike riders to ride more. They also noted that both groups of riders may have benefited from being outdoors.

Did you know

Indoor cycling on a stationary bike — at a gym or in the comfort of home — offers potential brain benefits too. After a single 30-minute workout on a stationary bike, 26 healthy adults ages 55 to 85 completed a cognitive quiz while undergoing a brain scan known as an fMRI. On another day, they were quizzed and scanned after spending 30 minutes resting. The post-cycling scans showed greater activity in the hippocampus, the brain’s key memory region, compared with the post-resting scans, according to a 2019 report in the Journal of the International Neuropsychological Society.

The study results suggest that exercise may improve semantic memory — the ability to recall common names and similar information — which is one of the first types of memory to dip as people age. “Over the years… the hippocampus eventually shrinks,” says study author J. Carson Smith, director of the Exercise for Brain Health Laboratory at the University of Maryland School of Public Health.

Like other forms of aerobic exercise, cycling may also increase the activity of chemical messengers like dopamine, involved in memory, mood and attention, as well as brain-derived neurotrophic factor (BDNF), which some scientists refer to as “fertilizer for the brain” because it promotes the growth and maintenance of brain cells. “These changes are going on within the hippocampus immediately after exercise, even with just one session,” Smith says.

To get cycling’s potential brain and other health benefits, make it a part of your weekly routine. National guidelines recommend 150 minutes of moderate-intensity aerobic activity a week. If you’ve been inactive, talk with your doctor first, and consider starting with 5 or 10 minutes, working up to 30 minutes.

“People should do whatever they’re able and willing to do,” Smith says. In other words, don’t let the perfect be the enemy of the good. Just hop on your bike — inside or outside, manual or electric — and start spinning.

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Bank Stop Pension Payment-Know The Process-Submit Life Certificate

What to do if the bank stops pension payment even the digital life certificate available in the govt Jeevan Portal?

Bank Stop Pension Payment

The fact behind this problem-This is a digital world where paper is run in departments digitally decisions are also made in the same reverse ways. Physical presence is not important. Mostly in the month of NOVEMBER, all organisations dema 1. Life Certificate/Bank Account Guidelines - Each person must have one valid bank account with their respective life insurance company that they can access at any time.

 A-Bank Account and pension Distribution--

A bank account is a financial institution that holds money for its customers. Banks offer different types of accounts such as savings accounts, checking accounts, current accounts, and others.

Digital Life Certificate- A proof of being alive-- A life certificate is a document that certifies that someone has died. A person who has been declared dead cannot claim his/her pension. If a person dies without having a life certificate issued, then the government will issue a death certificate. A life certificate is issued by the Government of India to citizens who have attained the age of 18 years or above and have completed their education.

Can Bank Stop Pension?-  A bank stop pension is a type of pension plan where the employer stops paying the employee's pension after a certain period. This is Govt guidelines. In some cases, the employer may continue to pay the employee's salary until he reaches retirement age. However, if the employer does not make any further payments, then the employee becomes eligible for a bank stop pension. Bank Stop Pension - All persons over 50 years old must own at least USD 2500.00 worth of life insurance policies (bank stop) to receive this pension. If the policy is not owned, the bank stop pension amount will be less than zero dollars.

B-when the pension starts to pay--

Pension account concept icon

When the pension starts to pay, you should start saving money. You have been working hard all these years, now it's time to enjoy the fruits of your labour. Start investing in stocks and bonds. If you don't know how to invest, then find someone who does. Investing in stocks and bonds will help you achieve financial freedom. You should not spend everything you make. Save at least 10% of what you earn. There are many ways to save money. One way is to cut down on unnecessary expenses. Do not buy things you do not need. Another way is to set aside some money each month and put it away in a savings account.

Retire early- When the pension starts--- If you want to retire early, you should plan ahead. Make sure you have enough money saved before you stop working. If you have a Govt pension plan, you may want to contribute more than the minimum amount allowed.

Retirement plans-study deeply-- Take advantage of retirement plans offered by your employer. Many companies offer their employees a company match program. This means they will give you money to invest if you agree to invest it for them.  Start planning for your future. Think about where you would like to live. What kind of house would you like? How much money do you want to spend on vacations? Would you like to travel? Where would you like to go?

Factor-Retirement Age of an employee-- Retirement age refers to the age at which people can receive their pensions. Most countries have a minimum retirement age of 65 years. People who reach this age are entitled to receive their pensions.

C-Requirement of Paper for pension submitted in the portal/deptt.

1-Pension Plan-Already submitted-- Pension plans are financial arrangements that provide regular income to retirees. These plans are usually funded by contributions from employers and employees. 

2-The-Aadhaar Card of Retire(retired in future) - Aadhaar card is 12 digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to Indian residents. If you have not applied for an Aadhaar card yet, then you need to apply for the Aadhaar card immediately. 

3- PAN Card- PAN card is a 10-digit alphanumeric personal identification number issued by the Income Tax Department of the Ministry of Finance, Government of India, to individuals/firms to identify them for filing income tax returns.

4-.Address Proof-  a) Driving License- A Driving license is a permit issued to drivers by government authorities to allow them to drive motor vehicles on public roads. b) Voter ID card-Voter ID card is issued to voters by the Election Commission of India. c) Passport-A passport- A Passport is a travel document issued by the Government of India to its citizen nationals. A passport contains the following information about the holder: name; date and place of birth; gender; nationality; occupation; address; photograph; visa exemption; signature; and the validity period of the passport. d).NREGA Card- NREGA card is a type of employment guarantee scheme run by the Government of India's National Rural Employment Guarantee Act (NREGA). You need to get the details of the account holder from the bank.

D-Online portal-Jeevenportal--

•  Click on the “Log in” button
• Enter Username - jeevenportal-admin@gmail.com
• Password – Password
• Now click on the “Forgot Password?” link
• You get a message box where enter your Email id
• Now click on the ‘Send Verification Code’ link
• A verification code appears in your email.
• Copy the code
• Paste it here
• Your account is now linked successfully
• Congratulations! Your account is now linked to Govt. Jeevan portal.
• For any further assistance please call us at +91-9830000033, +91-9930226665
• Any doubt related to the above steps? Please feel free to ask us.
• If the account holder is not present at the branch, then you have to contact the nearest branch office.
• Once you get the details of the person concerned, you need to verify his/her identity
• After verifying the identity, you need to submit a request to the customer care department of the bank.
• In case the customer does not respond to the request, you need to write to the customer care department again.

E-Bank-Online application form for pension-

Pension word concepts banner

Once you get the Aadhaar card, then you need to link your Aadhaar number with your Bank account. where you will get the pension. After linking your Aadhaar number with your Bank account, then you need to fill out the online application form for pension disbursal. Once you fill out the online application form, then you need to upload scanned copies of all relevant documents along with your photograph. Once you complete the online application form, you need to pay a processing fee.

F-Wait for the whole process-  You need to wait for 5 working days before getting any information about your pension. In case you do not receive any information about your pension after 5 working days, then you need to contact the nearest SBI branch and ask them to provide you with the details of your pension. In case you still do not receive any information regarding your pension, then you need to approach the concerned district magistrate's office. Once you get the information about your pension, then you should deposit the same amount in your SB PENSION account. Now, you need not worry about receiving any further information about your pension. It will take time to merge all papers from your Deptt. where you have to serve and concerned Bank from where you would like to draw the money. Your pension amount will automatically be transferred to your SB PENSION account every month. If you want to know how much money you have deposited in your SB PENSION account, then you need only log on to the official website of  Bank--ex-SBI, i.e., sbi.co.in. Thereafter, you need to click on the ‘Account’ option under the 'My Account section. From the drop-down menu, select the ‘Pension’ option.

Family pension--Death Certificate of a Retiree.- Death certificates are documents that certify that someone has died. When someone dies, the family members will need to get a death certificate. After getting the death certificate, they will need to file it with the local authorities.

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10 Facts-People Need Jobs After Retirement-New Mindset In 2022

 Introduction--

Jobs After Retirement-New Mindset In 2022

Some do it for extra income; others, to stay engaged in the world--

The number of people who retire is increasing rapidly. According to the World Health Organization (WHO), the number of people over 60 years old worldwide was estimated at 801 million in 2017, accounting for about 11% of the world's population. By 2050, WHO estimates that the number of people aged 65 and older will reach 2 billion, representing nearly 20 per cent of the global population. In 2022, people will have more time than ever before to spend doing what they love. But many won't know how to fill their days. That's why we're launching a new mindset called 'Retirement 2.0.' We'll help people find meaningful work that fits their skills and interests. And we'll make sure everyone gets paid well.

Some do it for extra income; others, to stay engaged in the world--

A-First-Which of the 10 Things You May Soon Miss About Working From Home--

• The comfy wardrobe
• The work/life blend
• The down-the-hall commute
• The escape from interruptions
• The absence of office politics
• The flexibility
• The personalized infection protection
• The distance from coworkers you dislike
• The privacy
• The unexpected amusements

B-Your Next Career Decision: Follow Your Heart or Your Head?

1. Following your heart--If you have always wanted to travel the world, then following your heart may be the best decision you could make. You don't need a lot of money to do what you love. All you need is a good idea and some determination. If you want to follow your heart, you should consider taking courses at community colleges or online universities. These programs allow you to study subjects that interest you without having to spend thousands of dollars on tuition.

2. Following your head--If you want to stay close to home, then following your head may be the right choice for you. You'll probably have to work hard to save enough money to pay for college, but once you're done, you'll have a degree that's worth something. You might even find yourself working in a field that interests you.

People need jobs after retirement--

After Retirement- bank

1. I don't think anyone needs a job after they retire. There's no point in working if you're not going to enjoy what you do. You may have been doing something you hate for years, but if you love what you do now, then you should stick with it. If you've got a passion for something, then you'll find ways to make money at it.

2. I think people need to work until they're 70 or 80. After that, they should just sit back and relax. Retirement is great, but we all know that it doesn't last forever. We want to live longer than our parents did, and we want to experience things while still young enough to enjoy them.

3.  I think everyone needs a job after they reach the age of 40. Even if you're retired, you still have to earn a living somehow. People who are unemployed tend to get depressed and become unhappy. And if you're already retired, you might feel bored or lonely. So I guess everybody needs a job after they turn 40.

A new mindset in 2022-After pandemic--

In 2022, the concept of retirement' will change drastically. A new mindset will emerge where people will start working even after they have retired. We believe that people should retire later and live longer. So we're working to create a new mindset about retirement. We want to give people the freedom to choose how long they work. And we want to ensure that no matter what stage of life they're at, they always get paid well. Some points for consideration are the following-

1- New job opportunities-- With the increase in the number of retirees, the demand for jobs will rise dramatically. There will be many new job opportunities for those who want to work after retirement.

2. New career path-- As the number of retirees increases, there will be a shift in the way we think about careers. We will no longer consider a career as something that ends once we stop working. Instead, we will view our careers as a continuous journey.

3. More flexible work arrangements-- Many companies will offer more flexible work arrangements to accommodate their employees who want to continue working after retirement.

4. Better quality of life-- Retirees will enjoy a higher standard of living than ever before. Companies will provide them with better healthcare services, pension plans, and financial security.

5. Higher income-- According to the U.S. Bureau of Labor Statistics, the average annual earnings of retirees in 2016 were $25,530, compared to $19,090 for workers under age 55.

6. Some do it for extra income-- Some people use their free time to earn extra money. Others use it to travel, volunteer, learn a new skill, or simply relax. Whatever they decide to do, we want them to be able to do it well. To do that, we're helping people build a strong financial foundation. By giving them access to affordable savings accounts, insurance plans, and loans.

 7. A new way to save-- Today, most people rely on Social Security and pensions to fund their golden years. But those programs don't provide enough money to cover everyone's expenses. So we're building a new system where people can save for retirement without worrying about losing their homes or going bankrupt.

8. New way to invest for retirement--The stock market is volatile. And if you're not careful, it could wipe out your nest egg. We're making investing easier and safer for everyone. So that people can put away money for retirement without risking everything they own.

9. New way to borrow for retirement-- When people retire, they often need to take out loans to pay off debts, buy a house, or start saving for college. Today, these loans aren't guaranteed by the government. This means they carry highlight-interest interest rates. 

10. A new way to plan for retirement-- Most people don't know how much money they'll need to retire. Or how much they'll need to save each month. We're fixing that. We're developing a new tool that helps people figure out how much money they'll have saved for retirement. And how much they'll need each month to cover basic expenses.

Nature of commend to subordinates develop in service life-

A person who has been working for many years in any organizati

FINDING JOBS

on may feel that he/she has achieved everything possible in his/her career. But if we look at it closely, we would find that there are still some things left to achieve. These achievements are not only about money, position, and power; they are also about being appreciated by others. In fact, these achievements are much more than just materialistic ones. A person who has worked hard for many years in any field should have something to show for it. He/She should have developed certain qualities and skills. If he/she does not have them, then he/she should try to acquire them.

Frustration is a big factor in making it a problem. If you're frustrated with your  HOME job, you'll probably just give up and not even try to do anything about it. Instead, try to figure out what frustrates you about your job. Then think about ways to fix those problems. If you're having trouble getting started, ask someone else for advice. Ask a friend, relative, neighbour, or co-worker for suggestions. Or go online and look for people who have similar interests to yours

Where The Jobs Are--The percentage of positions occupied by workers age 55+ in these growing fields:{1}

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Jobs for Retired Defence Personnel in India - A Resource Guide

Jobs for Retired Defence Personnel in India - 

 INTRODUCTION--

UNEMPLOYMENT -QUE

The armed forces are an indispensable part of the country’s defence. Keeping this in mind, the government of India has taken several measures to help retired defence personnel find suitable jobs. These retired soldiers can now find good civilian jobs after leaving the armed forces, thanks to several programmes initiated by both the central and state governments. These include providing exclusive employment opportunities for retired soldiers in different departments and ministries, as well as identifying public sector companies that can hire former servicemen for their operations. Exclusive Opportunities for Retired Defence Personnel.

NON-CIVILIAN SECTOR JOBS--

There are many government departments and ministries that have created exclusive opportunities for retired soldiers in their departments.--

• These include the Ministry of Railways,
• The Indian Railways Organisation for Alternate Fuels,
• The Bureau of Indian Standards,
• The Bureau of Civil Aviation Security,
• The Central Public Works Department,
• The Central Mine Planning and Design Institute,
• The Central Pollution Control Board,
• The National Highways Authority of India,
• The National Institute of Design,
• The National Remote Sensing Centre,
• The National Buildings Construction Corporation,
• The National Institute of Disaster Management,
• The National Institute of Fashion Technology,
• The National Institute of Design,
• The Ministry of Rural Development,
• The Ministry of External Affairs,
• The Ministry of Skill Development and Entrepreneurship, and
• The Ministry of Tourism.

Indian Army:--

Jobs for Retired Soldiers in the Ministry of Defence The Indian Army offers several jobs for retired soldiers in its ministry. The ministry has set up the Indian Army Career Advice Service (ICAS) to help retired soldiers find suitable employment opportunities. The Indian Army invites applications for recruitment to the post of Assistant Commandants (ACOM). Eligible applicants should submit their application along with relevant documents to the address given below before 12 noon on 20/09/2018. Only shortlisted candidates will be called for an interview.
Retired soldiers can now find civilian jobs with the army in its various wings, including--

• The Army Education Corps,
• The Army Hospital Corps,
• The Army Ordnance Corps, and
• The Indian Army Service Corps.
• The army is also hiring retired soldiers as honorary scientists and engineers in its various laboratories and research organisations, including
• The Army Research and Referral Laboratory, 
• The Defence Institute of Advanced Technologies, and
• The Army Design and Engineer Corps.
• Retired soldiers can also find jobs with the army’s higher-education institutions, including the Indian Military Academy
• the Indian Naval Academy, and the Air Force Academy.

 Indian Air Force:--

Jobs for Retired Soldiers in the Ministry of Defence The Indian Air Force is another wing of the Indian Army that provides jobs for retired soldiers in its ministry. Indian Air Force is looking for retired defence personnel who have been discharged after completing their service period. Candidates should possess the minimum qualification of 10th standard (or equivalent) and age not exceeding 50 years. Interested candidates may apply online at www.joinindianairforce.gov.in.

• The air force is hiring retired soldiers as honorary engineers and scientists in its research and development laboratories and organisations, including
• The Air Force Station, the Air Force Central Repair and Overhaul Organisation, the Air Force Station,
• The Air Force Training Command, and
• The Air Force Station.
• Retired soldiers can also find jobs with the Indian Air Force’s higher-education institutions, including the Indian Air Force Academy, the Air Force College, and the Air Force Station.

 Indian  Navy--

 Programmer office 

Jobs for Retired Soldiers in the Ministry of Defence The Indian Navy also offers several jobs for retired soldiers in its ministry. The Indian Navy invites applications for recruitment to various posts in the rank of Assistant Commandants (AOC), including those of Junior Commissioned Officers (JCO) and Subordinate Commissioned Officers (SCO). Eligible applicants should send their application along with relevant document(s) to the address on DEFENCE WEBSITE AND EMPLOYMENT

 Indian Coast Guard--

The Indian Coast Guard invites applications for recruitment to its cadre of Assistant Commandants (ADCOM). Eligible applicants should apply online at www.indiancoastguard.com. In case of any queries regarding the same, please contact the following email id: indiancoastguard@gmail.com.

• The navy is hiring retired soldiers as honorary engineers and scientists in its laboratories and research organisations, including the Naval Armament Inspectorate, 
• The Naval Aviation Repair and Overhaul Organisation,
• The Naval Dockyard, 
• The Naval Education and Training Command,
• The Naval Hydrographic Survey of India, and 
• The Naval Science and Technological Laboratory.
• Retired soldiers can also find jobs with the Indian Navy’s higher-education institutions, such as the Indian Naval Academy, the Naval Academy, and the Naval War College. Conclusion In India, the armed forces are an indispensable part of the country’s defence.

 CIVILIAN SECTOR JOBS--

 Keeping this in mind, the government of India has taken several measures to help retired defence personnel find suitable jobs. These retired soldiers can now find good civilian jobs after leaving the armed forces, thanks to several programmes initiated by both the central and state governments. These include providing exclusive employment opportunities for retired soldiers in different departments and ministries.

• Public Sector Companies--

1-Public sector large company that can hire former servicemen for their operations. 

2-Retired soldiers can also work as mentors and instructors at military academies and training institutes. 

A-. Public Sector Companies-Govt.

Public sector companies are government owned and operated corporations. There are two types of public sector companies: Central Government companies and State Government companies. Central Government companies have their headquarters in Delhi and Mumbai. These companies provide services to the entire country. State Government companies operate in only one state. Their headquarters are located in the capital city of that state.

B-Large Multinational Company (LMC)--

An LMC is a company that operates internationally. An LMC does not own any factories or stores. Instead, they purchase products from other companies and then sell them around the world.

• Private Sector Companies--

Private sector companies do not belong to the government. They are owned by individuals, families, partnerships, or private organizations. Most of these companies are small businesses. Jobs for retired defence personnel in the private sector are the following--

 Here are some examples:--

•  Armed Guard in Banks--The job involves guarding the bank premises at night time. You have to protect the building from intruders.
• Accountants--Accountants work in the private sector. They are responsible for maintaining financial records.
• Engineers and Technicians--Engineers design buildings and bridges.
• Doctors---Doctors provide medical care for patients.
• Lawyers--Lawyers help people resolve disputes and write legal documents.
• Salesperson and shopkeeper-- Salespeople sell products and services to customers.
• Teacher-- Teachers teach students in schools and colleges.
• Accountants--A large number of ex-servicemen from the armed forces and Air force have given their services to bank and finance work.
• Various online services--Net working on new concept.
• Losgestics work in pharmacy--

CONCLUSION--

Security Services -Bank

In such roles, they can help shape the careers of young soldiers while also earning a steady income. With ample opportunities available, retired soldiers have plenty of options to find civilian jobs after leaving the armed forces. The Indian Armed Forces serve the nation with pride and integrity. When they retire they want to do something meaningful. There are many challenges that would make them feel good about themselves and their contribution to nation-building. We have been able to provide some solutions to these problems. 

We are a top retirement consultant who helps people retiring abroad get access to healthcare, Medivac, education etc. Also, we give free consultancy about how to start a business in India easily.

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NEW TECHNOLOGIES OFFER FOOD SAFETY LOVED ONES IN PLACE

Introduction--

New tech offers associations, diversion, food, and security to elderly folks Nearly 90% of grown-ups over age 50 across all ages, wellbeing status classes, earnings and races — need to stay at home and mature setup, "Maturing set up is what we need, and we can reinforce our capacity to do so securely, particularly for those residing alone, with the perfect innovation in the home at the ideal time, Technology empowers more viable correspondence to the administrations you might require outside the home, including telehealth stages, benefits that can bring you food, connections to transportation, associating with others, remaining engaged and assisting you with learning new things," There has been a major jump forward over the beyond four to five years. Already, the issue with 'maturing set up' is somebody could feel isolated from the world, yet innovation cures this by cultivating associations with the outside — to guardians as well as to the administrations they may [have] to rely upon to live on their own terms."Thankfully, the present gadgets are additionally a lot simpler to use, to assist with keeping in contact and battle dejection and find support, if necessary, through wearables and other equipment.

Here are seven tech items to help loved ones age in place.--

women chatting in home

1-Alarm.com Wellness-- Alarm.com's Wellness Independent Living Solution for Older AdultsAlarm.com‘s Wellness Independent Living Solution (WILS) is designed to help older adults live independently in their own homes while providing them with 24/7 access to care services. WILS provides seniors with a comprehensive suite of products and services that they need to stay safe and secure at home, including monitoring devices, emergency alerts, medication reminders, and more. 

1- Alarm.com’S Wellness Independent Living Solution-- The WILS platform consists of two parts: the WILS app and the WILS Hub. The WILS app is a mobile application that connects seniors to their caregivers and helps them manage their daily lives. The WILS Hub is a central hub where caregivers can monitor and communicate with seniors via video chat, text messaging, and email. 

2- How Does WILS Work?-- WILS works by connecting seniors to their caregivers using the WILS app. When seniors sign up for WILS, they receive a free WILS Hub device, which is a small box that attaches to a doorbell or intercom system. Once installed, the WILS Hub enables caregivers to remotely view and respond to any activity happening inside the home. If seniors want to use the WILS app, they simply press the button on the WILS Hub, and the caregiver receives a notification. Caregivers can then log into the WILS app and check in on their loved ones. 

3. Benefits of WILS-- WILS offers several benefits to seniors who wish to remain independent in their homes. First, it gives caregivers peace of mind knowing that they have constant access to their loved ones. Second, it reduces the burden on family members who may not be able to spend time with their elderly relatives due to work obligations. Third, it saves money for families since they don't have to pay for additional staff to provide round-the-clock care. Fourth, it increases the quality of life for seniors who would otherwise feel isolated and alone.

 Alarm.com's Wellness  Living Solution 

4. Who Is Eligible for WILS?--Seniors who meet certain requirements are eligible for WILS. To qualify, seniors must be 55 years old or older, have a Medicare Advantage Plan, and reside in a community that supports WILS. Seniors who do not meet these criteria can still benefit from WILS if they have a private insurance plan and are willing to share information about their medical history with Alarm.com.

5. What Are the Different Types of Monitoring Devices Available Through WILS?--There are three different types of monitoring devices available through WILS: Doorbell Cameras, Intercom Systems, and Video Doorbells. Each type of monitoring device comes with its own set of features and capabilities. Doorbell cameras allow caregivers to view what is happening inside the home from anywhere in the world. Intercom systems enable caregivers to talk to seniors through a speakerphone. Finally, video doorbells let caregivers watch what is happening outside the home through a screen.{1}

6. How Do I Get Started with WILS?--To get started with WILS, visit www.alarm.com/wellness-independent-living-solution-for-older-adults. You'll find instructions on how to enrol and download the WILS app.

2-Alexa Together--

1. Alexa Together Wellness--Alexa Together Wellness is a complete solution for older adults who want to live independently at home while maintaining their independence and dignity. Alexa Together Wellness provides a variety of services including:--

2- Home Care Assistance- Personal Care Assistance- Meal Preparation- Transportation- Medication Management- Emergency Response- Health Monitoring- Safety Assessments- Daily Activities- Socialization- Entertainment- Nutrition Education

 3--Alexa Together - A smart home system designed specifically for older adults who live alone.  Independent Living Solution - Designed for seniors who want to stay at home and still have access to the things they need to remain independent. Alexa - Amazon's voice-controlled personal assistant. Together - A suite of devices that work together to help provide assistance to those who live alone. Alexa - Amazon's Voice-Controlled Personal AssistanT Alexa - Amazon's Personal Assistant Alexa - Amazon's personal assistant  Alexa - Amazon's intelligent personal assistant Alexa - Amazon's Intelligent Personal Assistant

3-Apple Watch and Lively--

 1--Apple Watch--The Apple Watch is a smartwatch that comes in two sizes (40mm & 44mm) and is designed to help people live healthier lives. It's a great tool for tracking fitness goals, sleep patterns, and heart rate. It also provides reminders about things like medication times and doctor appointments. It connects to the iPhone via Bluetooth and syncs data between devices.

2--Lively Wellness--Lively wellness is an app that helps older adults stay active and engaged while they age in place. It includes features like daily activity trackers, personalized exercise routines, and social connections. It also offers a variety of educational content and tools to help users learn how to take care of themselves at home.

3-- HealthKit-- Healthkit is an iOS app that lets users access their medical records and personal information. Users can view their lab results, prescriptions, immunizations, allergies, and much more. It also gives them access to doctors' notes, appointment calendars, and medical history.

4--Reminders--  Rdernders is an iOS app that reminds users about upcoming events and tasks. It can send alerts to remind users about birthdays, anniversaries, and other special occasions. It can also set alarms to remind users about things like medications or doctor visits.

5--HomeKit-- Homekit is an iOS app for controlling connected devices in the home. It works with Siri to control lights, locks, thermostats, and more. It also integrates with third-party apps to provide even more functionality.

6-- iMessage--iMessage is an iOS app that allows users to communicate with friends and family using text messages. It supports group messaging and video calls. It also allows users to share documents, images, and videos.

7--FaceTime--FaceTime is an iOS app that enables video calling over Wi-Fi or cellular networks. It uses a front-facing camera to display video and audio. It can also use the rear camera if desired.

4-Oculus Quest 2 and Rendever--

ALL CARE IN HOME-LAPTOP

1--Oculus Quest 2-- The Oculus Quest 2 is a standalone VR headset that brings virtual reality experiences to users who want to play games, watch movies, and explore their world without being tethered to a computer. It’s designed to be worn comfortably while sitting, standing, or walking around. It features a 5.5-inch OLED display, integrated headphones, and motion controllers. It comes with two wireless controllers, each featuring a touchpad and buttons. You can use them to interact with the virtual environment or control apps on your phone.

2. Rendever-Wellness Independent Living Solution--Rendever-Wellness is a company that provides home care services to older adults. Their goal is to help people live independently at home for as long as possible. They provide personal assistance, housekeeping, meal preparation, transportation, medication reminders, and much more.

3. Virtual Reality--Virtual reality (VR) is a simulated experience created using computers and interactive technologies. It creates a user's perception of being physically present in a three-dimensional space. In addition to providing a realistic visual experience, VR technology immerses the user in a digital environment.

5-Portal Go--

1--Portal Go-Wellness independent Living Solution--The Portal Go-Wellness Independent Living Solution is designed to help older adults live independently at home longer while providing them with the tools they need to maintain their independence. The Portal Go-Wellness system provides users with a variety of services including video chat, email, messaging, calendar, reminders, and much more.

2.-- Portal Go-Wellessn independent Living Solution--The portal Go-Wellness Independent Life Solution is designed to help seniors live independently at home longer. The Portal Go-wellness system provides users with access to a wide range of services including video chat and messaging, email, calendar, reminders, etc.

3.--Portal Go-Wellsn independent Living Solution--The go-wellness independent living solution is designed to help seniors stay independent at home longer. The portal Go-wellness system offers a wide range of services, including video chat, email and messaging, calendar, reminders and much more.

4.--Portal Go-Wellssn independent Living Solution--Go-wellness independent living solutions are designed to help seniors remain independent at home longer. Portal Go-wellness provides a wide range of services to its users including video chat, email messaging, calendar, reminders etc.

5.--Portal Go-Wellsns independent Living Solution--Go Wellness Independent Living Solutions is designed to help seniors keep living independently at home longer. Portal GO-WELLNESS provides a wide range of services to its users including video chatting, email messaging, calendar reminders and much more.

6.--Portal Go-Wellens independent Living Solution--Go wellness independent living solution is designed for seniors to live independently at home longer and provide them with the tools they may need to do so. Portal GO-WEALTHY provides a wide range of features to its users including video chats, email messages, calendars, reminders and much more!

7.--Portal Go-Wellesns independent Living Solution--Portal Go-Wellness Independent Living Solution is designed for seniors to stay independent at home longer and provide the tools they may need. Portal GO-WEALTHY provides a wide range of features to its users including video chatting, email messaging, calendaring, reminders and much more!.

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5 REALLY BAD FINANCIAL DECISION -HOW TO AVOID THEM ?-VOLUNTARY RETIREMENT

 

How to Prepare for Voluntary Retirement: Benefits and Strategies

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WHERE TO KEEP RETIREMENT PAYMENTS? THIS IS A WE PROBLEM NOT I PROBLEM

 

Where to keep the retirement payments?

INTRODUCTION--SECURE FINANCIAL FUTURE

Your spouse or partner has a different vision, if you don't agree on financial issues or avoid them completely, then conflicts are inevitable. Left unattended, these problems may become so serious that they threaten your relationship.
It’s a simple question, isn’t it?

WHERE TO KEEP RETIREMENT PAYMENTS?

WHERE TO KEEP RETIREMENT PAYMENTS?



Where exactly should you store your retirement money when you retire? If you only have a small nest egg, just for the life of work, then what happens after that? When you quit, will that be invested somewhere else? You can’t rely on an employer to put your back into one place, especially when you are working more hours or earning less. What about if you want to leave something for yourself after you’ve retired?

one thing is to be clear in mind that maximum people die without any money plan or payments which they have to find as hard-earned retirement funds. In most cases, family person quarried each other and break their relationship without proper distribution of funds. you should think that during life span you must invest on their own spouse as a real investment and make real assert. Moreover, this investment is for the betterment and future of the spouse not for any other luxurious life.

Here are five mistakes couples make when planning for retirement.

Helping the next generation — or not
Not agreeing on investment strategy
Not sharing details
Not talking about money
Accepting the effects of ageing



You don’t have a lot of control over money--

Do you actually want this to happen? Do you think that it’s important to leave behind any kind of financial cushion so that you might feel like a little bit less of a burden on society’s shoulders at some point down the road? I mean the best thing would be to save it away from the bank, right? But there are many places where you can buy someplace off the shelf that has kept them going before — like online book stores, online websites like Amazon, and even old fashioned paper money boxes where your money goes. In these cases, they will be able to hold onto their value much longer than most people think. One other consideration to make before deciding where to start would be, you know, risk-averse in addition to being relatively high net worth individuals who could afford not having a huge pot of cash sitting around in different locations. So the first step would be, to consider whether or not you want your money to go off the books right now.
Look down in your pocket--

SAVING GUIDELINES

SAVING GUIDELINES



You can look down in your pocketbook for a few things that you have in there as well. Did you buy a car? Was there any debt? Did you go to college? Have you had medical coverage? These aren’t big decisions, but they still need to be a reason to keep something close by, for instance, retirement funds, which is an extra expense that needs to be met. Then again, this also doesn’t seem like a great idea, as you won’t be able to access it for another 10 years or so. And what about if you do have that money, but don’t have time for it — or if you can do without? Let’s just say, that is something that you don’t have a lot of control over. And finally, what about all the taxes you have to pay, as well as insurance costs? They will leave a dent in your nest egg, as well.
Recession, and unemployment --

Now, as you might be aware, we are currently living through a recession, and unemployment rates are way up, so let’s say, a good percentage of those employers just cut back because they don’t want to lose talent this year. After all, job cuts are never good as they reduce employee retention and overall company profits. That means that they have to try really hard and find ways to keep payroll in check, and also keep employees happy, while also cutting costs.

Now imagine that you took your nest egg, but gave it to charity. Or, perhaps you donated it to someone close to the family. If you didn’t want it sitting around your house, it makes sense to give it to charitable groups. Or, you could get rid of your own home and donate that money. Both of these possibilities are viable because everything left over after tax is being given away anyway. All this leaves only the choice between donating it to a cause you already feel passionate about and giving it to others who really care about making an impact, which should be something that the average taxpayer can easily understand.
Need to plan ahead--

FOOTPRINT IN SEPARATE LINE

FOOTPRINT IN SEPARATE LINE



If you had a mortgage, it’s easy. With credit card debt, it means that you probably don’t qualify for most cards until you get married and have kids. Of course, you have to apply for them yourself, and for the most part, most likely you’ll need to wait until your children are around 5 and 6 to be able to use your account. This may not sound all too bad, but there are issues when this happens. First, you won’t be able to borrow money, which is why you need to plan ahead. Second, you won’t be able to easily withdraw the money; it’s going into your account, and it is there forever. Finally, for those who are qualified for cards but don’t wish to waste their credit card balance, they have to borrow money from their parents’ accounts to help cover the interest and fees. While it’s easy to borrow in the beginning, once this becomes a habit, it actually slows the process down for everyone involved. Donating a large sum of your income or estate to charity is definitely the easiest way to start, but it can really slow down as you grow up. simplicity.
support and security--

No wonder, she chose to open a plan so that she could become self-reliant financially while having a source of support and security that she needed to keep moving forward when she needed to. Without knowing you, it’s obvious that she thought it would be easier than getting a conventional IRA, especially since our taxable income isn’t that high. Unfortunately for us, the decision wasn’t any easier than opening a standard IRA. . If someone can build a business that is profitable and sustainable, then they should be doing it. The real advantage of a traditional IRA plan isn’t that it gives you more money. It’s that it’s much harder to take away because your money is in your name and can only be taken away by your heirs — which is why we have such strict guidelines in place, especially when it comes to giving away a portion your retirement.

you retire more comfortably

you retire more comfortably
Standard IRAs are great, but they aren’t easy to pick up and implement, especially for families with larger estates. However, some of the benefits can be found with a conventional IRA (or 401(k) plan), which is also a good option.


A lot of ways--

Retirement nest eggs

retirement nest eggs
There are a lot of ways that you can begin to spend your retirement nest eggs, though, and one of these is to try to invest with a fund called Registered Direct Societies (RDSS). An RDSS is basically a mutual fund that invests in stocks. They look for broad-based growth companies which is basically what these bonds are too. Companies typically have low risk, but high return, which is exactly what you want. Essentially, what separates RDSS is that you know, there is more risk than investment here. Also, they focus on long term investments, which means that you only have a limited number of shares. As far as you know, you are buying and holding shares in a bond until you can receive some sort of dividend, and then you will transfer that money back into the company’s profit.


There is a possibility that investing in multiple funds will result in lower expenses but, at some point, you have to decide whether or not to do this. When you invest in a fund, there can be a downside that comes.
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